A car accident occurs in a split second, but it can have long-term effects, especially when serious injuries result. Injury accidents often impact more than the victim; the aftermath of a car wreck can leave you and your family facing frightening questions:
- How will you pay for medical costs?
- What if the driver at fault doesn’t have insurance?
- What if the injury leaves you unable to work, even if only temporarily?
- What if you require extensive rehabilitation or long-term care?
The Denver car accident attorneys at the Frickey Law Firm have an extensive record of success helping auto accident victims pursue the financial security they need to recover from their injuries. If you or a loved one suffered severe injuries in a motor vehicle accident caused by the negligence of another driver, please call 303-237-7373 for your free consultation with one of our experienced lawyers.
Who is at Fault in a Car Accident?
In most cases, the insurance provider of the at-fault driver will help cover injury victims’ medical costs, property damage, and other related losses. But establishing which driver’s negligence caused the accident can be a tricky task.
Insurance companies may assign varying levels of fault based on the accident information available. Negligence is easily established in some cases, such as rear-end accidents (in which the driver who strikes another vehicle from behind is nearly always at fault) or left-turn collisions (in which the driver making the left turn is almost always liable), or circumstances in which a driver is cited by police for a traffic violation.
In other situations, however, determining fault for an accident comes down to assessing the accounts of involved drivers in addition to whatever other details are available, such as police accident reports and vehicle damage assessments. This is why if you are involved in an accident, it is extremely important to collect as much information as you can, including the circumstances in which the accident occurred, the contact information for any witnesses, and photos of resulting injuries and property damage. You should never admit fault for an accident; doing so can limit your ability to recover the compensation you need to cope with injuries.
Car Accidents without Insurance
In Colorado, all licensed drivers are required by law to have motor vehicle insurance. Yet the Colorado Division of Insurance estimates that about 10 percent of the state’s licensed drivers do not have insurance, and many more don’t carry the minimum insurance levels required by the state.
If you’re injured in a car accident with an uninsured motorist, it’s advisable to review your case with a knowledgeable attorney. While many insurance policies allow policyholders to gather some compensation in the event of a collision caused by an uninsured motorist, insurance providers are also notorious for attempting to limit what they pay in these types of accidents.
Working with a personal injury lawyer who has extensive experience in motor vehicle accident cases greatly improves your chances of reaching a fair settlement.
Car Accident Statistics
There are more than 9.5 million police-reported motor vehicle accidents each year, according to data from the National Highway Traffic Safety Administration (NHTSA), and more than 95 percent of them involve passenger vehicles (cars, pickup trucks, vans and SUVs).
The NHTSA further reports that about 2 million people are injured every year in motor vehicle collisions, and that in recent years car crashes have claimed the lives of about 20,000 to 30,000 people annually. In Colorado, car accidents claim the lives of more than 400 people each year.
According to figures cited by the nonprofit Rocky Mountain Insurance Information Association (RMIIA), the costs of medical care and lost wages associated with car accidents totals nearly $100 billion annually, or approximately $500 for each licensed driver in the country. (Read more car accident statistics.)
Car Accident Settlements
For many people, the medical expenses associated with car accident injuries can be financially devastating. The most recent information cited by the RMIIA estimates the average auto liability claim for bodily injury at more than $14,000.
Sadly, insurance companies sometimes take advantage of a person’s need for money and desire to resolve the issue quickly, and they offer settlements that are not adequate for a comprehensive recovery. Car accident injury claims can often be settled fairly and in timely fashion with the help of an attorney, providing you the financial security and peace of mind you need as you heal.
Your settlement should cover:
- Present and future medical costs
- Loss of income if you are unable to work
- Car repairs and other physical damages
Depending on the circumstances of the wreck, settlements may also address compensation for pain and suffering, disability, and expenses associated with wrongful death. If the insurance provider of the at-fault driver does not offer a fair settlement, our attorneys have the trial experience, knowledge and will to take them to court.
Car Accident Injuries
Even non-life-threatening injuries like broken or fractured bones can lead to overwhelming medical costs. And even seemingly minor car accidents can cause injuries that lead to chronic pain, limited mobility or other manners of decreased quality of life.
All too often, car accidents contribute to catastrophic injuries that result in long-term impairment and require ongoing medical care. Severe and catastrophic injuries common in motor vehicle accidents include:
- Back injuries (including spinal cord injuries and paralysis)
- Brain injuries (including concussions and traumatic brain injuries)
- Loss-of-limb injuries
- Soft-tissue injuries
Because the costs and long-range care associated with these and other injuries vary widely, our attorneys work with you on a personal level. We take the time to understand how your injuries have affected your life so we can fight for a fair settlement and you have the peace of mind to move forward with your life.
If you were injured or a family member was killed in a car accident caused by someone else’s negligence, please contact the Frickey Law Firm online or call us at 303-237-7373 for your free consultation. Our Denver car accident attorneys are dedicated to helping accident victims and their families from Lakewood and the greater Denver area.