Workers’ compensation is compensation insurance for employees when they’ve been involved in an accident at work and need to take time off. You are then compensated for the work you’ll be missing, and all medical bills and expenses are covered.
The purpose of worker’s comp is to protect the workers. Although, there is more information about worker's comp and how it works exactly, which is important to know.
What Does Workers’ Compensation Cover?
The compensation insurance you will receive from being injured in the workplace covers medical expenses, wages, current medical care costs, as well as any funeral expenses if it were to ever be that serious. Workers’ comp was created and developed to protect the workers and ensure they receive the justice they deserve for workplace incidents.
What Does Workers’ Compensation Not Cover?
Although worker’s comp covers a multitude of important situations in the workplace, there are also some situations that are not covered by workers’ compensation. Although they may vary from state to state, here are a few situations that is not covered:
- Intentional injuries
- Injuries sustained from a fight initiated by another employee
- Injuries sustained from workplace intoxication
Although worker’s comp was created to protect workers, it is important to know exactly which situations you are covered under and which you are not.
How Do I File For Workers’ Compensation?
If you’ve been in a workplace incident or accident, it is important to know what the next steps are. If you’ve been injured, it should be recorded as soon as possible, and the supervisor should be notified. The report should include the time, date, and situation of the injury.
Before filing a claim, information is needed. This information includes company information, the injured employee’s number, as well as a description of the accident itself. Once this information is collected, you should be in contact with your insurance company for the next steps.
The Frickey Law Firm Can Help You File Your Claim
At The Frickey Law Firm, we specialize in providing legal counsel and services. With more than 60 years of experience, we are one of the most well known and respected law firms in all of Colorado.